Claim forms must be received by the insured from the insurer within 15 days after notice of claim.

Claim forms must be received by the insured from the insurer within 15 days after notice of claim.

• A. Claim Form Provision
• B. Spouse Rider
• C. Surrenders
• D. Survivor Protection

Answer: (A)

The main idea is the Claim Form Provision. This provision requires the insurer to provide the insured with the necessary claim forms within a set period after the insurer receives notice of a claim. The 15-day timeframe ensures the insured has the proper forms promptly to document the loss and start the claims process. The other terms refer to different policy features (coverage for a spouse, policy surrender, survivor protections) and do not address the delivery of claim forms, so they don’t fit this concept.

The main idea is the Claim Form Provision. This provision requires the insurer to provide the insured with the necessary claim forms within a set period after the insurer receives notice of a claim. The 15-day timeframe ensures the insured has the proper forms promptly to document the loss and start the claims process. The other terms refer to different policy features (coverage for a spouse, policy surrender, survivor protections) and do not address the delivery of claim forms, so they don’t fit this concept.